Technical Assistance for historic properties:
Historic Albany Foundation
Office & Parts Warehouse 89 Lexington Ave. 12206 Cara Macri 465.0876 ext.12
Albany Local Development Corp.
21 Lodge St. 12207
Historic Resources Planner
Rich Nicholson, Sr. Planner 434.2532 ext.29
Rehab Financing:
Albany Community Development Agency 200 HJB 12210 434.5240
Andrew Anton, Financial Analyst 434.4125
Home Owner’s Assistance Program (HOAP)$5,000 5-year forgivable mortgage to replace items not covered by the Lead Program. In addition, up to $20,000 available in the form of a loan that addresses code items. Loan offered at 0.00% or 4.00% with a term TBD.
Albany County Rural Housing Alliance (acrha.org) 765.2425
Repair assistance 60/40 split with income max of 112% of low-income (equates to roughly 89% AMI) 1-2 family homes. 100% assistance with incomes at or below 50% AMI. RESTORE Program – seniors only (we are not allowed to work in City of Albany with the RESTORE grant as long as South End Improvement Corp. has the funding. If they are not funded in a particular year OR they are out of RESTORE money then we can step in to assist a senior homeowner below 50% AMI). 100% emergency repair program. Income limits apply – 50% AMI.
Weatherization/Stabilization Program
South End NIC 38 Catherine St. 12202 Sandra Obiedo, Dir. 436.8777
$1,000 available to low income residents through Neighborhood Improvement Corp.’s, annually for the purposes of making repairs to the home resulting in an increase in energy efficiency and regular maintenance.
Cornell Cooperative Extension of Albany County
Albany County Weatherization & HEAP Programs
HEAP Office of Albany County Action Partnership (ACAP)
333 Sheridan Ave. 12206 463.3175 ext. 2
Weather stripping and caulking around doors & windows. Cleaning, testing, repairing and/or replacing heating systems. Repair of windows and/or repair of broken windows and/or outside doors. The addition of insulation to walls/ceilings. Refrigerator replacement where needed, pipe wrap and installation of pull-down attic doors.
Home Energy Assistance Program (HEAP) is designed to assist families with their utility bills.
Both programs are available to low income applicants, 60% AMI.
Ramp Program
Capital District Center for Independence, Inc.
875 Central Ave. 12206 459.6422
To provide home access to persons with mobility impairment so they can remain in their home and continue to be a part of their community. Income limits apply.
Home Purchase
Albany Community Development Agency 200 HJB 12210 434.5240
Andrew Anton, Financial Analyst 434.4125
Home Acquisition Program (HAP): $14,900 5-yr. forgivable mortgage available to home purchasers at 80% AMI or below and assets below $40,000.00. May be used for one to four family owner occupied homes.
Affordable Housing Partnership (ahphome.org) Susan Cotner, Dir. 255 Orange St. 12210 434.1730
Individual Development Account (IDA): A 4:1 Matching savings program sponsored by FHLB of New York. Participating lenders include: SEFCU, M&T, Pioneer, HSBC, NBT Bank and First Niagara. Maximum grant $7,500. Minimum savings term 10 months, maximum savings term 24 months. Income limits apply. Mortgage must be obtained from participating bank.
Capital Housing Assistance Program (CHAP) $7,500 for down payment & closing costs.
Income limits: Household Size 1-2: $35,300 3 or more $40,595.
This program is designed for use with: HSBC’s SHOP CAPITAL PROGRAM $3,500 closing cost assistance or a .75% interest rate reduction 785.0300 Paul Hurley, Sales Mgr.
Albany Local Development Corp.
Midtown Homeownership Program
Ashley D’Antonio, Planner 434.2532 ext. 26
$5,000 5 yr. forgivable loan (grant) without income limits. Applicants must be employees of: Albany Medical Ctr., Albany Law School, Coll. of Pharmacy, Coll. Of St. Rose, Sage Colleges or Univ. of Albany. No income limits. Buyers must buy within a specific area.
OR
Citzens Bank
Midtown Colleges & Universities Neighborhood Plus Mortgage Program
Lisa Stepp, Mortgage Officer 877.9810
Applicants that are not employees of the aforementioned participating employers must obtain their mortgage from Citizens Bank and buy their home within the same specific area as referred to above. No income limits.
Capital District Habitat for Humanity (www.CapitalDistrictHabitat.org) Steve Haggerty, Exec. Dir. 454 N.Pearl St. 12204 462.2993
Build simple, decent houses with donated money, materials and labor, and then sell these newly constructed homes to partner families, providing a 0.00% 20 year mortgage and below-market-value sales price. Income limits apply: 40-60% AMI, subject to application and approval.
NYS-OMRDD “Home of Your Own” Ed Kuta, Coordinator of Homeownership Services 473.1973
Grants of up to $15,000. Funds can be used for down payment, closing costs or to reduce the bank mortgage on a single family home. Eligible households must be a first time homebuyer and include a person who is developmentally disabled. Income limit: at or below 51% AMI.
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South End Neighborhood Association November Meeting
The November 26 meeting will be a hybrid meeting. In person location at the John Howe Library 105 Schuyler Street Time: 6:00 PM Eastern Ti...
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ABOUT ALLBANY ONLINE · Albany FreeNet is a free high-speed Wi-Fi internet service provided in the City of Albany by Tech Valley Communicatio...
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The South End Neighborhood Association welcomes you to our community and this website. Please check out the Updates and Events section for ...
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If you have any questions, please feel free to email us at southendneighborhoodassociation@hotmail.com or southendna@gmail.com
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The November 26 meeting will be a hybrid meeting. In person location at the John Howe Library 105 Schuyler Street Time: 6:00 PM Eastern Ti...
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President JoAnn Morton summarized all the preparations for the joint South End and Mansions neighborhood participation in the upcoming Natio...
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Officers: JoAnn Morton - President Vacant - Vice President Travis Klami - Secretary Nellie Morton - Corresponding Secretary Vacant - Tr...
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How to GET A JOB in the Construction Business FREE WORKSHOP Attend this FREE WORKSHOP and get ANSWERS to your questions and ADVICE from cons...